I was catching up on finances last night, and realized I was behind
schedule on my charitable giving (I promised myself to give every
month). Furthermore, I had lost track of who I was giving to so I
had to go back over the past year of donations and see what charity
I was supposed to give to next.
I'd been meaning to reorganize my charitable giving for a while, so now I went
ahead and did it.
Why reorganize?
Because, with these economic times, I've seen more people out on
the streets asking for money. You should never give money to
pahhandlers, because many are scams, and even for those that aren't,
if you give them money you are encouraging them to panhandle instead of
working with local charities themselves to get themselves off the street. If
you really think someone needs help, give them food instead (I tried that
once and was rejected--the panhandler just wanted money!).
But not giving money to panhandlers is only acceptable (to me) if I'm sure I
am giving money to charities that will help people that really need it. But I
realized that all of the charities I was giving to were political, so I wasn't
actually giving a dime to charities that were helping people in need.
So, as I said, it was time to reorganize. I went through and made sure I was
giving to the organizations that I thought deserved or needed the most, and
tried to make sure I had a good balance between political causes important to
me and just generally helping people in need. When I was done I still felt
like I was short-changing one charity, so I decided to give double in
December.
So here is my new allocation. There are 10 charities that I give to, three of
them twice a year. It breaks down as:
I didn't drop any charities in the reorganization, but a number are now
getting less money a year so I can give more to the United Way, and
environmental causes.
How much do I give? Many years ago I started giving just $40 a month (I think
that was it), and then every New Year one of my resolutions was to increase
how much I was giving. Now I give enough that I watch who I'm giving to
pretty carefully. But for a long time I didn't give anything, because I
didn't think I could afford to. Now that I can, I feel like I should.
I don't think how much is given matters that much--and donating time is
usually better than donating money anyway! The important thing is to give.
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